We all want that "Spa Sanctuary" bathroom. You know the one: rainfall showerhead, heated floors, and a vanity that looks like it belongs in a 5-star hotel. But then reality hits. The average cost of a bathroom remodel in 2026 is hovering between $10,000 and $25,000 . If that number makes you sweat, don't worry. You can  upgrade your bathroom without emptying your 401(k), but you have to be strategic. The secret is knowing which tasks are safe DIY projects and which ones requi